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LONG TERM CARE Description: The Independence Long Term Care Insurance Plan eliminates the guesswork by reimbursing you for covered expenses of all levels of care: Home Health Care, Assisted Living Facility, Nursing Home Care, Adult Day Care and Homemaker Companion Care. The Independence Long Term Care Insurance Plan - you simply choose your Maximum Lifetime Benefit Amount: $100,000, $200,000, $300,000, $400,000 or $500,000. The Independence Long Term Care Insurance Plan is priced state by state based on what providers charge for services, and the availability of services, in a particular state. Premium discount if spouse resides in the same household, regardless of whether or not theu apply for coverage. Eligibility: Exclusively designed for associations and their members, spouses, parents and parents-in-law, ages 40-79. The Independence Long Term Care Insurance Plan is fully insured by a solid, highly rated (AA+) insurance company. For further information, call 1-800-223-1481 or e-mail us. To send an e-mail request, be sure to include your name and mailing address. Click HERE to contact us. No agents will call. * * * * *

*You must be a member of the Association for FamilyTree Enrollment and Registry (AFTER) to be eligible for member benefits. AFTER offers free family software and links to genealogy sites. Your membership in AFTER is free as well. As a member of AFTER, you and your family will be able to take advantage of the purchasing power of a worldwide association by participating in any of the exclusive member only health and life insurance plans for which you qualify at group rates. To join AFTER, simply complete the application below and send it to us. You are under no obligation whatsoever. We will send you confirmation of your membership. To learn more about AFTER, visit their web site at www.usaafter.com. Name Address Date of Birth

MEDICARE SUPPLEMENT   Description: The Medicare Supplement Plan is quality health insurance to supplement Medicare. Ten government-approved plans are available. Benefits: Depending on the plan you choose, benefits can include Part A and B deductibles, skilled nursing coinsurance, foreign travel emergency, at home recovery and prescription drugs. Eligibility: Members and spouses over 65. Rates: Rates depend on state of residence, age and plan chosen. PLAN A PLAN B PLAN C PLAN D PLAN E PLAN F PLAN G PLAN H PLAN I PLAN J Basic Benefits Basic Benefits Basic Benefits Basic Benefits Basic Benefits Basic Benefits Basic Benefits Basic Benefits Basic Benefits Basic Benefits     Skilled Nursing Coinsurance Skilled Nursing Coinsurance Skilled Nursing Coinsurance Skilled Nursing Coinsurance Skilled Nursing Coinsurance Skilled Nursing Coinsurance Skilled Nursing Coinsurance Skilled Nursing Coinsurance   Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible Part A Deductible     Part B Deductible     Part B Deductible       Part B Deductible           Part B Excess (100%) Part B Excess (100%)   Part B Excess (100%) Part B Excess (100%)     Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency Foreign Travel Emergency       At Home Recovery     At Home Recovery   At Home Recovery At Home Recovery               Basic Drugs ($1,250 limit) Basic Drugs ($1,250 limit) Extended Drugs ($3,000 limit)         Preventive Care         Preventive Care For a complete brochure and application, call 1-800-223-1481 or e-mail us. To send an e-mail request, be sure to include your name and mailing address. Click HERE to contact us. No agents will call. * * * * * TERM LIFE   Description: Give your family the protection they need with term life benefits available up to $100,000. Benefits: Benefits range from $10,000 to $100,000. Eligibility: Members and their spouses, under age 65 and their dependent, unmarried children under 19 years of age or under age 23 if a full-time student. Rates: Rates are Semi-Annual NON-SMOKER RATES SMOKER RATES AGE MALE FEMALE MALE FEMALE Under 30 5.50 3.50 8.50 5.50 30 - 34 6.10 4.20 10.10 6.90 35 - 39 7.00 5.50 13.00 10.20 40 - 44 10.10 8.20 22.80 18.60 45 - 49 15.00 11.40 38.10 29.00 50 - 54 25.80 18.90 64.20 46.90 55 - 59 52.50 29.10 111.60 67.70 60 - 64 66.50 40.80 141.20 79.50 65 - 69* 124.40 67.70 215.30 117.20 One or More children $3.90. Children's benefit is $2,500 ($100 from 15 days to six months of age). *Premium rates for person age 65 or older are renewal only. For a complete brochure and application, call 1-800-223-1481 or e-mail us. To send an e-mail request, be sure to include your name and mailing address. Click HERE to contact us. No agents will call. To return to AFTER, please click here. Site created by Bruso Design