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CATASTROPHIC MAJOR MEDICAL Description: Insures against catastrophic illness expenses. Benefits: Benefits include, but are not limited to: ambulance service to and from hospital anesthesia and its administration convalescent care --$300 per week home health care--100 visits hospital room and board up to $400 per day intensive care up to $800 per day oxygen and equipment rental physician, surgeon or physiotherapist prescription drugs private duty nursing--$300 per day Eligibility: No age limit; unmarried and dependent children under 25 may apply. This plan is available in all states except New Jersey, New York, Oregon, South Dakota, Vermont and Washington. Guaranteed issue in Florida, Iowa, Kansas, Kentucky, North Carolina and South Carolina. Rates: Rates are Semi-Annual. $25,000 DEDUCTIBLE   MEMBER MEMBER AND SPOUSE MEMBER AND CHILDREN MEMBER, SPOUSE AND CHILDREN Under 40 93.30 186.65 264.40 357.70 40 - 49 124.40 248.85 279.95 404.35 50 - 59 217.75 435.45 326.60 544.30 60 - 64 287.70 575.45 381.00 668.75 65 - 69 264.40 528.80 334.40 598.75 70 - 74 311.05 622.10 381.00 692.10 75+ 365.50 730.95 435.45 800.95 $35,000 DEDUCTIBLE   MEMBER MEMBER AND SPOUSE MEMBER AND CHILDREN MEMBER, SPOUSE AND CHILDREN Under 40 79.30 158.55 224.65 304.15 40 - 49 105.85 211.45 238.05 343.65 50 - 59 185.10 370.25 277.55 462.70 60 - 64 244.50 489.00 324.00 568.50 65 - 69 224.65 449.50 284.25 508.90 70 - 74 264.40 528.80 324.00 588.20 75+ 310.60 621.20 370.25 680.85 $50,000 DEDUCTIBLE   MEMBER MEMBER AND SPOUSE MEMBER AND CHILDREN MEMBER, SPOUSE AND CHILDREN Under 40 65.25 130.70 185.10 250.35 40 - 49 87.05 174.10 195.90 282.95 50 - 59 152.50 304.80 228.55 381.00 60 - 64 201.30 402.85 266.75 468.10 65 - 69 185.10 370.25 234.15 419.05 70 - 74 217.75 435.45 266.75 484.50 75+ 255.75 511.70 304.80 560.75

For a complete brochure and application, call 1-800-223-1481 or e-mail us. To send an e-mail request, be sure to include your name and mailing address. Click HERE to contact us. No agents will call. * * * * *

NEW YORK CATASTROPHIC MAJOR MEDICAL Description: Insures against catastrophic illness expenses. Benefits: Benefits include, but are not limited to: ambulance service to and from hospital anesthesia and its administration convalescent care - $300 per week home health care - 100 visits oxygen and equipment rental physician, surgeon or physiotherapist prescription drugs private duty nursing--$300 per day Hospital Benefits: If you are under age 65, you will receive a $2,000 credit toward your plan deductible for each day of confinement in a hospital regardless of the actual amount charged. Your hospital benefits for inpatient charges per benefit period are: First 30 days -- $75/day Next 200 days -- $100/day Thereafter -- $150/day If you are age 65 or over and eligible for Medicare, your benefits are equal to the reasonable and customary hospital charges for room and board, up to $400 per day after your elected deductible is satisfied. Eligibility: Guaranteed Issue. No age limit; unmarried and dependent children under 25 may apply. This plan is only available in New York. Rates: Rates are Semi-Annual. DEDUCTIBLE MEMBER MEMBER AND SPOUSE MEMBER AND CHILDREN FAMILY $25,000 $211.20 $422.40 $279.36 $490.56 $35,000 $154.18 $308.35 $203.93 $358.10 $50,000 $116.16 $232.32 $153.65 $269.81 For a complete brochure and application, call 1-800-223-1481 or e-mail us. To send an e-mail request, be sure to include your name and mailing address. Click HERE to contact us. No agents will call. * * * * *